Builder 2-1 rate buydown Program

We will fund a temporary interest-rate buydown at closing. The rate is reduced by 2 percentage points in year one and by 1 percentage point in year two. Beginning in year three, the note rate applies for the remaining term of the loan.

The buyer must qualify at the full note rate. The rate is set by the lender and depends on credit, down payment, loan type, and market conditions at application. The 5.28% figure is an illustration only, based on the 7.28% average 30-year fixed rate published October 1, 2026. It is not a rate lock or a commitment to lend.

This offer applies to selected homes. It is paid by the builder and is not added to the purchase price. It may not be combined with another builder incentive unless the purchase contract says so. The offer may be changed or withdrawn at any time before a contract is signed.